Aflac/SelectHealth with Kyle St. Penney

About Us

Based in Caldwell, this insurance agency is remote and available to the Treasurer Valley in our beloved IDAhome-gem state—Idaho.

Our availability offer for the St. Alphonsus, St. Luke’s network through SelectHealth and supplemental enhancing the major medical, and offer alternative for when it is either too expensive or an employee waived.

The supplemental enhances the health insurance or the alternative health care share programs through national programs that can be as low as double digits than the traditional triple digit medical bills.

Accidents happen, pain is inevitable and Clearwater Harbor Covenant promises a more than just coverage and bills covered: responsibility and peace.

Business owners AND individuals alike can receive services from Clearwater Harbor Covenant, even if it is just a consultation and recommendation. With knowledge, we hope and share education to empower both the employer and employee.


It is by faith we serve as unto the Creator, we want to earn your trust and keep it.

We want to help you KEEP GOOD GOING!